Tax Bracket Calculator
Determine your 2025 or 2024 federal tax bracket instantly. Visualize how progressive taxation works with animated bracket breakdowns, compare all filing statuses side-by-side, and see exactly how each dollar of your income is taxed.
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About Tax Bracket Calculator
How Do Federal Tax Brackets Work?
The United States uses a progressive tax system, meaning your income is taxed in layers (or "brackets") at increasing rates. A common misconception is that earning more pushes all your income into a higher rate — this is not true. Only the income within each bracket range is taxed at that bracket's rate.
For example, if you are a single filer with $60,000 of taxable income in 2025:
- First $11,925 is taxed at 10% = $1,192.50
- Next $36,550 ($11,926–$48,475) at 12% = $4,386.00
- Remaining $11,525 ($48,476–$60,000) at 22% = $2,535.50
- Total tax = $8,114.00 (effective rate: 13.5%, marginal rate: 22%)
2025 Federal Tax Brackets
Single Filers
| Tax Rate | Taxable Income Range |
|---|---|
| 10% | $0 – $11,925 |
| 12% | $11,926 – $48,475 |
| 22% | $48,476 – $103,350 |
| 24% | $103,351 – $197,300 |
| 32% | $197,301 – $250,525 |
| 35% | $250,526 – $626,350 |
| 37% | Over $626,350 |
Married Filing Jointly
| Tax Rate | Taxable Income Range |
|---|---|
| 10% | $0 – $23,850 |
| 12% | $23,851 – $96,950 |
| 22% | $96,951 – $206,700 |
| 24% | $206,701 – $394,600 |
| 32% | $394,601 – $501,050 |
| 35% | $501,051 – $751,600 |
| 37% | Over $751,600 |
2025 Standard Deductions
- Single: $15,000
- Married Filing Jointly: $30,000
- Married Filing Separately: $15,000
- Head of Household: $22,500
Marginal vs. Effective Tax Rate
Your marginal tax rate is the rate applied to your last dollar of taxable income — it is the highest bracket you fall into. Your effective tax rate is the average rate you actually pay (total tax ÷ taxable income). Due to the progressive system, your effective rate is always lower than your marginal rate.
Understanding the difference is important for financial planning: your marginal rate affects the tax impact of additional income (raises, bonuses, investment gains), while your effective rate tells you your overall tax burden.
Frequently Asked Questions
Federal tax brackets use a progressive system where income is divided into layers, each taxed at a different rate. Only the income within each bracket range is taxed at that rate — not your entire income.
Your marginal rate is the tax rate on your last dollar of income (highest bracket). Your effective rate is the average rate across all brackets (total tax ÷ taxable income). The effective rate is always lower due to progressive taxation.
The seven 2025 brackets for single filers are: 10% (up to $11,925), 12% ($11,926–$48,475), 22% ($48,476–$103,350), 24% ($103,351–$197,300), 32% ($197,301–$250,525), 35% ($250,526–$626,350), and 37% (over $626,350).
No. Only income above each bracket threshold is taxed at the higher rate. For example, earning $50,000 as a single filer means only $1,525 (above $48,475) is taxed at 22% — the rest is taxed at lower rates.
Filing status changes the income thresholds for each bracket. Married Filing Jointly has the widest brackets (roughly double single thresholds), Head of Household falls between, and Married Filing Separately uses the narrowest brackets.
Additional Resources
Reference this content, page, or tool as:
"Tax Bracket Calculator" at https://MiniWebtool.com// from MiniWebtool, https://MiniWebtool.com/
by miniwebtool team. Updated: 2026-02-27