Loan Calculators

Calculate monthly mortgage payments, view amortization schedules, and see principal vs interest breakdown with interactive charts.

Model a 5/1, 7/1, 3/1 or 10/1 adjustable-rate mortgage before and after the rate adjusts. Enter the loan, initial rate and the initial, periodic and lifetime caps to see payment shock, a worst-case trajectory and a fixed-rate comparison.

Calculate auto loan payments, total interest, and generate a detailed amortization schedule with interactive charts.

Work out the lower monthly payments during a balloon loan term and the large final payment due at maturity. See a payment timeline, a comparison against a fully amortized loan, and how much principal is left as the balloon.

Compare biweekly mortgage payments with standard monthly ones and see how much faster you pay off the home and how much interest you save. Twenty-six half-payments equal 13 monthly ones, so you make one extra payment a year.

Calculate the monthly payment, total interest and total cost of financing a boat, allowing for your down payment, trade-in and sales tax. Includes a balance curve, principal-versus-interest split and a year-by-year schedule.

Estimate monthly payments, total interest, and amortization schedules for small business loans. Compare loan scenarios with origination fees, extra payments, and interactive charts to find the best financing option.

Find out how much car you can afford from your income, down payment and loan rate using the 20/4/10 rule. See your maximum car price, monthly payment, total interest and an instant pass/fail check for any car you are considering.

Calculate monthly car lease payments from vehicle price, residual value, money factor, lease term, down payment, taxes, and fees with a clear depreciation and finance charge breakdown.

Enter build amount, down payment, rates, and months. Compare even, front-loaded, and back-loaded draws, then the finished-home payment.

Calculate your required down payment and see how different down payment amounts affect monthly mortgage payments, PMI costs, and total interest over the life of the loan.

Enter loan amount, interest rate and tenure to get the monthly installment, total interest and an amortization schedule. Tenure can run to 600 months.

Calculate monthly payments, upfront and annual mortgage insurance premiums (MIP), and total costs for FHA-insured home loans. Compare FHA vs. conventional financing side-by-side.

Enter home value, mortgage balance, line amount, and rate to compare draw and repayment payments. Combined loan-to-value is capped at 85%.

Compare your monthly payment during the interest-only period with the fully amortizing period. See how far the payment jumps when the interest-only term ends, the principal still owed, and how total interest compares with a standard loan.

Enter price, down payment, rate, and term. See the monthly payment, total interest, total cost, and an optional balloon date.

Find out whether buying your leased car at lease end is a good deal. Adds the residual price, purchase-option fee and sales tax for a true out-the-door cost, then compares it with market value to show your instant equity and a verdict.

Compare the true total cost of leasing versus buying a car, truck, or equipment. Includes break-even analysis, opportunity cost on your down payment, hidden fees, and rollover-aware horizon for honest side-by-side numbers.

Compare up to four loans side by side on monthly payment, true APR, total interest and total cost. Upfront fees and points are folded into the APR, and three separate winners are highlighted because they often disagree.

Enter balance, payment, and rate. See how long payoff takes, total interest, the amortization schedule, and the effect of extra payments.

Calculate your mortgage payment with full amortization schedule, principal vs. interest breakdown, interactive charts, affordability analysis, and year-by-year payment timeline.

Compare up to four mortgage offers side by side with monthly payments, total interest, amortization breakdowns, and interactive charts to find your best deal.

Enter the balance, rate, term, and an extra payment. See how the extra amount shortens the term and how much interest it removes.

Compare paying mortgage discount points upfront with keeping your cash. Shows the lower rate and payment, the upfront cost, and a break-even analysis that also models what your cash could earn if invested instead.

Calculate the new monthly principal-and-interest payment after a lump-sum recast. Compares recast, prepay-only and refinance side by side, and shows break-even on the recast fee, total interest saved and a re-amortization timeline.

Enter the current balance and rate, the new rate, and closing costs. Get the payment change, interest saved, and the months to break even.

Enter price, down payment, trade-in, sales tax, APR, and term. Get the payment, total interest, and when the balance falls below the bike's value.

Enter vehicle price, taxes, doc fees, trade-in value, and rebates to calculate your total out-the-door cost and estimate loan payments.

Calculate monthly payments, total interest, and view a detailed amortization schedule for personal loans. Compare scenarios with extra payments, see payoff milestones, and get smart insights to save money.

Estimate your monthly private mortgage insurance cost and find out when you can drop it. Walks the amortization month by month to show the 80% LTV cancellation date, the 78% automatic termination date and your total PMI cost.

Calculate the payment, total interest and full cost of an RV, camper or motorhome loan. Handles trade-ins, percent or fixed down payments, sales tax rolled in and long terms, and overlays the balance against the rig's depreciating value.

Estimate a zero-down VA monthly payment, including the funding fee, taxes, and insurance, and compare it with a conventional loan that uses PMI.