Loan Calculators

Calculate monthly mortgage payments, view amortization schedules, and see principal vs interest breakdown with interactive charts.

Model a 5/1, 7/1, 3/1 or 10/1 adjustable-rate mortgage before and after the rate adjusts. Enter the loan, initial rate and the initial, periodic and lifetime caps to see payment shock, a worst-case trajectory and a fixed-rate comparison.

Calculate auto loan payments, total interest, and generate a detailed amortization schedule with interactive charts.

Work out the lower monthly payments during a balloon loan term and the large final payment due at maturity. See a payment timeline, a comparison against a fully amortized loan, and how much principal is left as the balloon.

Compare biweekly mortgage payments with standard monthly ones and see how much faster you pay off the home and how much interest you save. Twenty-six half-payments equal 13 monthly ones, so you make one extra payment a year.

Calculate the monthly payment, total interest and total cost of financing a boat, allowing for your down payment, trade-in and sales tax. Includes a balance curve, principal-versus-interest split and a year-by-year schedule.

Estimate monthly payments, total interest, and amortization schedules for small business loans. Compare loan scenarios with origination fees, extra payments, and interactive charts to find the best financing option.

Find out how much car you can afford from your income, down payment and loan rate using the 20/4/10 rule. See your maximum car price, monthly payment, total interest and an instant pass/fail check for any car you are considering.

Calculate monthly car lease payments from vehicle price, residual value, money factor, lease term, down payment, taxes, and fees with a clear depreciation and finance charge breakdown.

Calculate how long it will take to pay off your car loan, compare standard vs accelerated payoff strategies, see total interest savings, and view a detailed month-by-month amortization schedule.

Estimate interest-only payments on staged construction draws and the amortizing payment once the home is built. Compare even, front-loaded and back-loaded draw schedules and see total construction interest on one timeline.

Calculate your required down payment and see how different down payment amounts affect monthly mortgage payments, PMI costs, and total interest over the life of the loan.

Calculate EMI (Equated Monthly Installment) for home loans, car loans, and personal loans with detailed amortization schedule, interest breakdown, and visual payment charts.

Calculate monthly payments, upfront and annual mortgage insurance premiums (MIP), and total costs for FHA-insured home loans. Compare FHA vs. conventional financing side-by-side.

Calculate HELOC payments for both draw and repayment periods. See interest-only vs. principal & interest payments, total cost breakdown, amortization schedule, and equity analysis with interactive charts.

Compare your monthly payment during the interest-only period with the fully amortizing period. See how far the payment jumps when the interest-only term ends, the principal still owed, and how total interest compares with a standard loan.

Calculate the monthly payment, total interest and total cost of a raw, unimproved or improved land loan. Handles the larger down payments, higher rates and shorter terms these loans carry, plus an optional balloon payment date.

Find out whether buying your leased car at lease end is a good deal. Adds the residual price, purchase-option fee and sales tax for a true out-the-door cost, then compares it with market value to show your instant equity and a verdict.

Compare the true total cost of leasing versus buying a car, truck, or equipment. Includes break-even analysis, opportunity cost on your down payment, hidden fees, and rollover-aware horizon for honest side-by-side numbers.

Compare up to four loans side by side on monthly payment, true APR, total interest and total cost. Upfront fees and points are folded into the APR, and three separate winners are highlighted because they often disagree.

Calculate how long it will take to pay off your loan, total interest paid, and view a complete amortization schedule. Compare payoff timelines with extra payments to save money faster.

Calculate your monthly mortgage payment with a full amortization schedule, principal vs. interest breakdown, visual charts, and year-by-year payment analysis.

Calculate your mortgage payment with full amortization schedule, principal vs. interest breakdown, interactive charts, affordability analysis, and year-by-year payment timeline.

Compare up to four mortgage offers side by side with monthly payments, total interest, amortization breakdowns, and interactive charts to find your best deal.

Calculate how extra mortgage payments reduce your loan term and total interest. Compare different payoff strategies with detailed amortization schedules and interactive charts.

Compare paying mortgage discount points upfront with keeping your cash. Shows the lower rate and payment, the upfront cost, and a break-even analysis that also models what your cash could earn if invested instead.

Calculate the new monthly principal-and-interest payment after a lump-sum recast. Compares recast, prepay-only and refinance side by side, and shows break-even on the recast fee, total interest saved and a re-amortization timeline.

Compare your existing mortgage with a potential refinance option. Calculate monthly savings, total interest savings, and break-even period to make an informed refinancing decision.

Calculate your motorcycle loan payment, total interest and total cost from bike price, down payment, trade-in, sales tax, APR and term. A balance-versus-value chart shows exactly when you are underwater and when equity turns positive.

Calculate the true out-the-door price of a car: vehicle price plus sales tax, doc fee, title, registration and dealer add-ons, minus rebates and trade-in. Compare it against a dealer's quote to spot junk fees and estimate the payment.

Calculate monthly payments, total interest, and view a detailed amortization schedule for personal loans. Compare scenarios with extra payments, see payoff milestones, and get smart insights to save money.

Estimate your monthly private mortgage insurance cost and find out when you can drop it. Walks the amortization month by month to show the 80% LTV cancellation date, the 78% automatic termination date and your total PMI cost.

Calculate the payment, total interest and full cost of an RV, camper or motorhome loan. Handles trade-ins, percent or fixed down payments, sales tax rolled in and long terms, and overlays the balance against the rig's depreciating value.

Accurately estimate student loan payoff schedules, compare repayment strategies, view amortization tables, and visualize how extra payments accelerate your debt-free date.

Estimate the monthly payment on a VA home loan with zero down, including the one-time VA funding fee. Compare it with a conventional mortgage that charges PMI, and get a full breakdown of principal, interest, taxes and insurance.