Loan to Deposit Ratio Calculator

About Loan to Deposit Ratio Calculator

The Loan to Deposit Ratio Calculator is used to calculate the loan to deposit ratio.

Loan to Deposit Ratio Definition

The loan to deposit ratio, also known as LTD ratio or LDR, is a commonly used statistic for assessing a bank or a financial institution’s liquidity by dividing the financial institution’s total loans by its total deposits, usually expressed as a percentage.

Formula

The loan to deposit ratio calculation formula is as follows:

Loan to Deposit Ratio = Loans / Deposits

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