The Loan to Deposit Ratio Calculator is used to calculate the loan to deposit ratio.
The loan to deposit ratio, also known as LTD ratio or LDR, is a commonly used statistic for assessing a bank or a financial institution’s liquidity by dividing the financial institution’s total loans by its total deposits, usually expressed as a percentage.
The loan to deposit ratio calculation formula is as follows:
Loan to Deposit Ratio = Loans / Deposits